:root{--navy:#0b1f3a;--navy2:#132d52;--y:#ffd400;--txt:#1d2530;--muted:#5b6675;--bg:#f5f7fa}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--txt);line-height:1.6}
a{color:var(--navy2)}img{max-width:100%}.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.topbar{background:var(--y);color:var(--navy);font-weight:600;font-size:.9rem;text-align:center;padding:6px}
header{background:var(--navy);position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;padding:12px 20px;max-width:1140px;margin:auto}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;font-size:1.35rem}.brand span{color:var(--y)}
.brand img{width:42px;height:42px}
nav ul{list-style:none;display:flex;gap:22px;margin:0;padding:0}nav a{color:#fff;text-decoration:none;font-weight:500}nav a:hover,nav a.active{color:var(--y)}
.menu-btn{display:none;background:none;border:2px solid var(--y);color:var(--y);font-size:1.3rem;border-radius:6px;padding:2px 10px}
.btn{display:inline-block;background:var(--y);color:var(--navy);font-weight:700;padding:13px 24px;border-radius:8px;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn:hover{filter:brightness(.95)}.btn.ghost{background:transparent;color:#fff;border:2px solid #fff}
.hero{background:linear-gradient(135deg,rgba(11,31,58,.97),rgba(19,45,82,.9)),repeating-linear-gradient(45deg,#0b1f3a 0 20px,#10284a 20px 40px);color:#fff;padding:90px 0}
.hero h1{font-size:clamp(2rem,5vw,3.2rem);line-height:1.15;margin:0 0 16px}.hero h1 em{color:var(--y);font-style:normal}
.hero p{font-size:1.15rem;max-width:620px;color:#d6deea}.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.page-hero{background:var(--navy);color:#fff;padding:60px 0}.page-hero h1{margin:0;font-size:2.4rem}.page-hero p{color:#cfd8e6}
section{padding:70px 0}section.alt{background:var(--bg)}h2{font-size:2rem;margin:0 0 10px;color:var(--navy)}.lead{color:var(--muted);margin-bottom:34px}
.grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:#fff;border:1px solid #e3e8ef;border-radius:12px;padding:26px;box-shadow:0 2px 8px rgba(11,31,58,.05)}
.card h3{margin:10px 0 8px;color:var(--navy)}.icon{width:48px;height:48px;border-radius:10px;background:var(--navy);color:var(--y);display:grid;place-items:center;font-size:1.5rem}
.ph{background:#fff6c2;border:1px dashed #c9a600;padding:1px 6px;border-radius:4px;font-size:.85em}
.ph-box{border:2px dashed #c9a600;background:#fffbe3}
.chips{display:flex;flex-wrap:wrap;gap:10px}.chip{background:var(--navy);color:#fff;padding:8px 16px;border-radius:30px}
.cta-band{background:var(--y);color:var(--navy);text-align:center}.cta-band h2{color:var(--navy)}
footer{background:var(--navy);color:#b9c4d4;padding:44px 0 20px;font-size:.95rem}footer a{color:#fff}
.fgrid{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}footer h4{color:var(--y);margin-top:0}
.copy{border-top:1px solid #23406a;margin-top:30px;padding-top:16px;text-align:center}
form{display:grid;gap:14px}label{font-weight:600;font-size:.95rem}input,textarea{width:100%;padding:12px;border:1px solid #c5cdd8;border-radius:8px;font:inherit;margin-top:4px}
.two{display:grid;gap:30px;grid-template-columns:2fr 1fr}.msg{padding:14px;border-radius:8px;display:none}.msg.ok{display:block;background:#e3f6e8;color:#185c2c}.msg.err{display:block;background:#fde8e8;color:#8a1c1c}
.svc{scroll-margin-top:90px}ul.check{padding-left:20px}
.call-fab{display:none}
@media(max-width:820px){.menu-btn{display:block}nav ul{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);flex-direction:column;padding:16px 20px;gap:14px}nav ul.open{display:flex}.two{grid-template-columns:1fr}
.hero{padding:60px 0}.call-fab{display:block;position:fixed;bottom:16px;right:16px;z-index:20;box-shadow:0 4px 14px rgba(0,0,0,.3)}}